Savnex is India's first merchant-linked savings app. Accept UPI payments, reward your customers with real cash, and watch your business savings grow — automatically.
The silent leak
The average kirana store gives ₹8,000–15,000 in untracked credit every month. It doesn't feel like a problem — until the month ends and the maths doesn't work.
One app for everything
Show your QR, customer scans, you get notified. Every payment tracked automatically.
Use the Savnex calculator to add items and send the bill directly to your customer's phone.
Attach a reward to any bill. Real rupees go into your customer's savings vault — not points.
Savnex tracks every collection and builds your business savings in the background. No extra effort.
How it works
No extra effort. No new habits. Just better finances.
Customer scans, you get paid instantly
One tap — bill goes to customer's phone
Real cash into their savings vault
Your business savings grow daily
Early feedback
“
I never knew how much I was losing to untracked credit. Now I see it all clearly.
— Kirana Store Owner, Mohali
“
Send bill, get paid, reward my customer — all from one screen. This is what we needed.
— General Store, Chandigarh
“
My savings grow automatically now. I don’t even think about it.
— Retail Shop Owner, Panchkula
Common questions
Savnex is a merchant-linked savings app for small retailers. Accept UPI payments, send digital bills, reward customers with real cash, and automatically build business savings — all from one app.
Untracked credit ("kal deta hoon"), missed collections, and no record of who owes what. The average kirana store gives ₹8,000–15,000 in unrecorded credit monthly. Savnex tracks everything automatically.
Yes. PhonePe and GPay are payment apps. Savnex is a savings + payments + loyalty platform built specifically for small shops. You accept payments AND build savings AND reward customers — all in one place.
Savnex is free during early access. Join the waitlist now to be among the first merchants to try it.
Not at all. Savnex fits into your existing routine. Show your QR, accept payment, send bill. Everything else — savings, rewards, tracking — happens automatically.
Get early access before everyone else.